Gebühr für Rücklastschrift gleich 2x?

... komplette Frage anzeigen

7 Antworten

bei meiner Sparkasse, behält meine Sparkasse 1,90 € Gebühren, für die Rücklastschrift. Bei der "Gläubiger"-Bank bezahlt man meistens 7,50 € Gebühren. Du musst also diese 10 € bezahlen plus 7,50 € an den Gläubiger und die Gebühren, bei Deiner Bank, bucht Deine Bank dann sofort ab.

Antwort bewerten Vielen Dank für Deine Bewertung
Kommentar von helmutgerke
26.03.2012, 16:01

deine Bank solltest du einmal gehörig auf die Füße treten und auf einschlägige BGH-Urteile hinweisen.

Keinesfalls ist die Bank berechtigt, dem Kunden sog. Rücklastschriftgebühren zu berechnen.

0

Lediglich vom Einzieher dürfen dir seine Bearbeitunggebühren in Rechnung gestellt werden, also in deinem Fall die 7,50 EUR.

Die Sparkasse darf dir keinesfalls Gebühren in Rechnung stellen, allenfalls lediglich Portokosten iHv 55 Cent für die Benachrichtigung der Nichteinlösung einer Lastschrift.

Also bei der Rückgabe von Schecks, Lastschriften, Daueraufträgen und Überweisungen erbringt die Bank keine Leistungen für ihren Kunden. Damit sind diese Leistungen auch nicht abrechenbar. Das gleiche gilt für Gebühren einer Fremdbank.

BGH XI ZR 5/97 und XI ZR 296/96 vom 21.10.1997 / XI ZR 197/00 und 154/04 sowie BGH XI ZR 245/01 vom 09.04.2002

Antwort bewerten Vielen Dank für Deine Bewertung

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Antwort bewerten Vielen Dank für Deine Bewertung

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Antwort bewerten Vielen Dank für Deine Bewertung

Ja dem Geldempfänger entstehen auch sog. Rücklaschriftkosten.

Antwort bewerten Vielen Dank für Deine Bewertung
Kommentar von helmutgerke
26.03.2012, 16:02

die Kostenberechnung ist berechtigt, aber wie in diesem geschilderen Fall eine zweite Berechnung seitens der Bank ist unzulässig.

0

Bei mir wurde am 2.1.2013 - 0,01cent von Maxdome abgezogen mein konto war aber nicht gedeckt gewesen weil ich ja mittlerweile ein neues Konto habe das am 17.1.2013 auflöse und für die Rückbuchung wollen die 1,90€ von mir haben wegen 0,01cent betrag das ist doch schon abzocke.

Antwort bewerten Vielen Dank für Deine Bewertung

Naja überall wollen sie geld

Antwort bewerten Vielen Dank für Deine Bewertung

Was möchtest Du wissen?